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Heartland Payment Systems

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Overview

Heartland Payments is committed to being the complete technology solution for growing small businesses. Heartland Payments is a payment processor who support processing credit card payments. They have two gateway entities, Heartland Payments Secure Submit and Heartland Payments Bolleta. Each one has its own set up process with ChargeOver.

How to Connect Secure Submit

Steps to connect Heartland Secure Submit and ChargeOver together are below!

In Heartland Payment Systems

To connect your Heartland Payment Systems Secure Submit account to ChargeOver, you'll need to find the Heartland Secret Key from your Heartland Payments Systems account.

Once you have the Heartland Secret Key, you can go back to ChargeOver to get the two connected.

In ChargeOver

  1. Go to your Settings and select Payment Processing
  2. Click the Add or Configure a Payment Method or Merchant Account button
  3. Find Heartland Payment Systems (Secure Submit) Settings
  4. Enter in the Heartland Secret Key

How to Connect Bolleta

Steps to connect Heartland Bolleta and ChargeOver together are below!

In Heartland Payment Systems

Obtain the following credentials:

  • API Username
  • API Password
  • Merchant Name
  • Application ID

Once you have these, you can go back to ChargeOver to get the two connected.

In ChargeOver

  1. Go to your Settings and select Payment Processing
  2. Click the Add or Configure a Payment Method or Merchant Account button
  3. Choose Heartland Payment Systems (Bolletta) from the choices
  4. Enter in the required information

Common Questions

Does the integration between Heartland Payments and ChargeOver support…

FeatureSupported? ✅
Dynamic Statement Descriptors✖️
Tokenized Payments✖️
Credit Card Payments
ACH (USA Only) Payments✖️
EFT (CAD Only) Payments✖️
ACH (AUS Only) Payments✖️
Credit Card Refunds
ACH Refunds✖️

Can Heartland Payments send multiple ACH or EFT payments into a single settlement batch?

✖️ No.

Can Heartland Payments report ACH payment status' to ChargeOver?

✖️ No.

Does Heartland Payments support same-day refunds for credit cards?

✅ Yes!

Common Decline Messages

If you are unsure what a Heartland Payments decline message means or what to do next, the most common error messages you might encounter are explained below.

Error MessageWhat Heartland Payments is Trying to Tell YouNext Steps
ERR_DECLINEHeartland Payments told ChargeOver the payment was declined.You or the customer should contact Heartland Payments to discuss the reason for the decline.
ERR_CREDENTIALSHeartland Payments told ChargeOver that your authentication credentials for Forte are incorrect.You should contact Heartland Payments and fix the credentials you use to connect to them.
ERR_EXPIREDHeartland Payments told ChargeOver the credit card has expired.You should contact the customer and ask them to provide a new payment method.
ERR_CVVHeartland Payments told ChargeOver the credit card was declined due to an incorrect CVV/CVC security code.Your customer should provide a correct CVV/CVC security code, or provide a new payment method.

Heartland Payments Support

If you need to contact Heartland Payments's support team, you can use the information below.

Support Website

**Support Form - Can be found at the bottom of the support website

Phone Number - 800-285-0005