![Logo|350](seamlesschex/logo.png)

## Overview

Seamless Chex make it possible for you to accept checks online and instantly verify and debit customers' bank accounts. 
They offer instant set-up and approval to all legal US businesses and fast next-day funding.

## How to Connect

Steps to connect SeamlessChex and ChargeOver together are below!

### In SeamlessChex

Connect your ChargeOver account to the SeamlessChex payment gateway with an `API Key` from 
SeamlessChex. 

1. Log in to your SeamlessChex account: [https://portal.seamlesschex.com/#/merchant-api](https://portal.seamlesschex.com/#/merchant-api)
2. Click the `API` tab in SeamlessChex to view your `API Key` 

![](seamlesschex/seamlesschex-settings.png)

Copy your `API Key` and head over ChargeOver!

### In ChargeOver

1. Go to your **Settings** and select ==Payment Processing==
2. Select ==Add or Configure a Payment Method or Merchant Account==
3. Select **SeamlessChex** from the list of payment gateways
4. Enter the `API Key` that you copied from the SeamlessChex portal into the payment method configuration in ChargeOver

![](seamlesschex/chargeover-settings.png)

5. Click ==Save== when finished

## Common Questions

Does the integration between SeamlessChex and ChargeOver support...

|Feature|Supported? ✅|
|---|--|
|[Dynamic Statement Descriptors](https://help.chargeover.com/docs/getting-paid/payment-processors/stripe/#dynamic-statement-descriptors)|✖️|
|[Tokenized Payments](https://help.chargeover.com/docs/getting-paid/payment-processors/#enable-tokenization) |✖️ |
|Credit Card Payments|✖️ |
|ACH (USA Only) Payments|✅|
|EFT (CAD Only) Payments|✖️|
|ACH (AUS Only) Payments|✖️|
|Credit Card Refunds|✖️ |
|ACH Refunds|✖️ |

#### Can SeamlessChex send multiple ACH or EFT payments into a single settlement batch?

Yes. SeamlessChex does this automatically!

#### Can SeamlessChex report ACH payment status' to ChargeOver?

Some limited support for this exists. Contact SeamlessChex for more details about returned payments.

#### Does SeamlessChex support same-day refunds for ACH?

No.

## Supported Currencies

Supported currencies include:

**USD**

## Supported Merchants Countries

Supported merchant countries based on where your business is located, include:

**United States**

## Common Decline Messages

If you are unsure what a SeamlessChex decline message means or what to do next, the most common error messages you might encounter are explained below.

|Error Message| What SeamlessChex is Trying to Tell You                                                         |Next Steps|
|---|--------------------------------------------------------------------------------------------|---|
|ERR_DECLINE| SeamlessChex told ChargeOver the payment was declined.                                          |You should contact SeamlessChex to discuss the reason for the decline. |
|ERR_CREDENTIALS| SeamlessChex told ChargeOver that your authentication credentials for SeamlessChex are incorrect. |You should contact SeamlessChex and fix the credentials you use to connect to them. |

## SeamlessChex Support

If you need to contact SeamlessChex’s support team, you can use the information below.

* Support website: [https://www.seamlesschex.com/contact](https://www.seamlesschex.com/contact)

:::info

SeamlessChex also has a live chat!

:::